Recent Formalized Installment Agreements

• An auto body and collision repair company in Marshville, North Carolina hired Clear Creek to resolve liabilities of $20,500 owed to the State of North Carolina and $29,500 to the Internal Revenue Service. The State Revenue Agent assigned to the case was demanding a minimum of $800 per month to satisfy the liability. She stated that the only alternative to this was to shut down the company. The Associate prepared and submitted a payment proposal for a $13,550 down payment and $200 per month payment plan to pay the remaining balance. After ensuring that our client was current and compliant, the assigned Associate negotiated this proposal to completion.
• An auto works shop in Smithtown, New York hired Clear Creek to manage a liability to the Internal Revenue Service of $10,000 for Withholding taxes. The Revenue Officer assigned to the case was an old childhood acquaintance of our client, and was requiring him to make monthly payments of $500 per month while refusing to formalize the Agreement. We obtained financial statements from our client, and negotiated an Installment Agreement for $485 per month. Our client was extremely pleased not only to finally have an affordable Installment Agreement, but that his case would finally be removed from the inventory of his childhood acquaintance.
• A tire sales and services shop in Salt Lake City, Utah hired Clear Creek to manage a state liability of approximately $35,000 due for Sales and Use Tax. Our client was advancing through the collections process quickly due to his inability to maintain a current and compliant status or an Installment Agreement, and the State Revenue Agent was growing increasingly impatient. The Associate assigned to this case was able to negotiate extended 'Holds of Enforced Collection' on the account to allow time for our client to become current and compliant. Once our client became current and compliant, the Associate was able to negotiate an affordable Installment Agreement that will satisfy the liability within three years.
• A clothing store in Manhattan Beach, California hired Clear Creek to resolve a $10,000 withholding tax liability with the Internal Revenue Service. The Associate assigned to the case immediately began working with our client to obtain all necessary financial information so that we could analyze our client's ability to pay. Despite the Revenue Officer's request for a sizable monthly payment plan, our client could only afford $300 per month. The Revenue Officer then issued threats of levy which the Associate promptly appealed. The appeals filing allowed our client to become current and compliant, as well as focus on generating more revenue. After the appeals hearing, our client's case was assigned to a new Revenue Officer. The Associate requested an affordable monthly payment plan of $275 per month which was accepted.
• A heating and air conditioning company in Crothersville, Indiana hired Clear Creek to manage a $40,000 liability owed to the Internal Revenue Service. The Associate assigned to this case worked in an efficient and effective manner to compile our client's financial documents in order to protect the business from the immediate threat of enforced collection action which could not be appealed due to the elapsed appeal rights timeframe. Our client desired a payment plan in the amount of $850 per month; however, the Internal Revenue Service demanded a payment plan of no less than $5,000 per month. The Associate persisted with negotiations until the IRS accepted the Installment Agreement on our terms.
• A custom kitchen cabinet and counter business in Anaheim, California hired Clear Creek to manage a $10,000 liability owed to the Internal Revenue Service. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents and returns, and working to become current and compliant with the Internal Revenue Service. Upon filing all returns with the Internal Revenue Service, the IRS determined that our client owed $15,000. Our client wanted a payment plan in the amount of $275 per month, and by working with the business owners and the Revenue Officer, the Associate was able to negotiate this affordable payment plan.
• A bar and grill owner in Clemson, South Carolina hired Clear Creek to manage business liabilities of over $50,000 owed to the Internal Revenue Service and $25,000 owed to the State of South Carolina Department of Revenue. The Associate assigned to the case protected our client from enforced collection action from both taxing authorities, and also negotiated the release of bank account levies issued by the State of South Carolina. The Associate then gathered accurate financial information and documentation from our client and entered into active negotiations with both the State Revenue Agent and IRS Revenue Officer assigned to both cases. The Internal Revenue Service moved forward with assessing the business owner personally for a portion of the business liability. The Associate then negotiated for our client's personal case to be placed into a 'Currently Non-Collectible' status and successfully resolved the business case with the IRS by negotiating the acceptance of a 'Partial Pay Installment Agreement' whereby the business will satisfy only a small portion of the outstanding liability owed to the IRS before the collection statute expires, resulting in a substantial savings to the business owner. The Associate also assisted the business owner in developing a plan to maintain a current and compliant status with his obligations to the taxing authorities to ensure there will be no future accruals of liability. Furthermore, the Associate was also able to formalize a payment plan with the State of South Carolina Department of Revenue to ensure no further enforced collection action would occur and made certain the business once again obtained 'good standing' with the State.
• A machine shop in Waterloo, Iowa hired Clear Creek to manage a liability of $71,000 owed to the IRS and a liability of $20,000 owed to the State for past due Sales and Withholding Taxes. The Associate team assigned to this case negotiated tirelessly with a very aggressive IRS Revenue Officer as well as two departments of the state. The IRS agent started her negotiations demanding a 24 month payment plan of approximately $3,000 per month. The Associate worked with the Revenue Officer to lower the plan to a much more affordable $750 monthly payment over nearly 100 months.
• A construction company located in Vernal, Utah hired Clear Creek to manage a liability of $95,000 owed to the State for past due Withholding Taxes. When hired, our client also had a hearing scheduled that was set to revoke the business licenses. The Associate assigned to this case was able to successfully formalize an Installment Agreement prior to the hearing, which negated the need for the hearing. The Associate then discovered that there was an assessment based on erroneously filed returns, so the Associate instructed our client to amend the returns. After the State conducted an internal review, they agreed to clear the account of all liability and issued our client a refund of $43,000.
• A diner in Bronx, New York hired Clear Creek to manage a liability of $33,791 owed to the State for past due Sales Taxes. The State Revenue Agent was threatening to seize our client's business for the back taxes and would not entertain the idea of an Installment Agreement, as our client had recently defaulted her payment plan of $1,200 per month. Our client's business storefront had recently been damaged from an auto accident, resulting in a decline in business. Our client felt overwhelmed with the lack of business and the State Revenue Agent's constant harassment. The Associate assigned to the case was able to secure a 'Hold on Enforced Collections' while gathering and analyzing the financial information. The Associate then proposed a new Installment Agreement of $700 per month. The State Revenue Agent then countered and requested the last six years of tax returns, one year of bank statements and a down payment of 30%. Rather than comply with this unreasonable request, the Associate contacted the Group Manager to argue for our initial payment agreement request without having to dig up a significant amount of old information. The Group Manager agreed and approved the agreement for $703 per month.
• A seafood restaurant in Seattle, Washington hired Clear Creek to resolve a liability with the State for approximately $15,000 and a liability with the Internal Revenue Service for approximately $20,000. The Associate assigned to the case immediately submitted an Installment Agreement proposal with the Internal Revenue Service. As for the State, our client was already on an Installment Agreement for $1,200 per month. Unfortunately, our client was having a hard time paying this on top of filing and paying her taxes each month with the State and Internal Revenue Service. The Associate went to work on negotiating a more reasonable payment plan with the State. The State Revenue Agent was very firm and refused to negotiate a reduced payment plan until the restaurant became current and compliant. On the day our client went to file and pay the sales returns to bring her business current, the state levied her bank account. Our client was unable to pay any of her returns, let alone pay her employees. The Associate called the State Revenue Agent multiple times and never received a call back. The Associate then called the State Revenue Agent's Supervisor only to find out that she was also unwilling to release the levy so our client could at least pay her employees. The Associate then asked for the Regional Manager's number. After leaving multiple messages and never being able to reach the supervisor's manager, the Associate was able to reach another Regional Manager within the Washington Department of Revenue. After speaking with a Regional Manger, the Associate was successful at getting a partial levy release and in getting the payment plan reduced from $1200 per month down to $600 per month. Our client was so excited that we had put so much effort into getting the levy released that she baked the Associate team a cake and sent a few gifts as a thank you.
• An automotive repair business in Corvallis, Oregon hired Clear Creek to manage a liability of $16,700 owed to the State of Oregon. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a payment plan in the amount of $1,200 per month. We negotiated a payment plan for $600 per month. This payment plan will stay in place until the balance is paid in full or the client is able to contribute additional funds to the balance.
• An individual in West Sacramento, California hired Clear Creek with a liability of $34,000 personally owed to the Internal Revenue Service. He struggled daily with his income and insisted that we hold the Internal Revenue Service off while he got things straight with his business. Once things were on track with his business we pursued an Installment Agreement. The Internal Revenue Service accepted the Installment Agreement for $750 and he began to pay this amount on a monthly basis. He then realized that he had another business liability, and has since retained us to resolve this liability as well. We proceeded on this separate case and finalized a manageable Installment Agreement. He then defaulted on the personal Installment Agreement for accruing a new liability, and the Internal Revenue Service told him they would not let him enter into another Installment Agreement. However, the Associate on the case was able to negotiate an Installment Agreement on the now $47,000 balance due personally for $1,141 per month, which is what the taxpayer had requested. The business and the individual continue to pay on the Installment Agreements set up by our firm. We will now put together the Penalty Abatement to request for the penalties and associated interest to be refunded.
• An individual in Staten Island, New York hired Clear Creek to manage a liability of $40,000 owed to the IRS for past due Personal Income Tax. The IRS had recently sent a Notice of Wage Garnishment to our client's employer, threatening to levy 70% of our client's income. The Associate assigned to the case worked with the client to file six missing income tax returns. Before these returns even posted, the Associate negotiated a payment plan of $192 per month in less than three days time. By so doing, the Associate obtained a release of the wage garnishment and resolved all tax liabilities for our client in less than one week.
• An out-of-business construction company in Colbert, Washington hired Clear Creek to manage a $25,000 Withholding Tax liability to the Internal Revenue Service. The Associate assigned to the case first ensured that the Revenue Officer would no longer contact our client directly as the Revenue Officer on the case had been highly aggressive in the past. This was an immense relief to our client, who had become very anxious due to the threats the Revenue Officer had been making. The Revenue Officer had assessed the Trust Fund Recovery Penalty against our client personally, and our client was also very concerned with this potential liability. After extended negotiations, the Associate worked to have our client placed on a $200 per month Installment Agreement. Through this Agreement, our client will only be paying a fraction of his total liability before the collection statute expires and the Internal Revenue Service can no longer collect against the liability. Additionally, the Associate was able to ensure that the Trust Fund, which had been assessed personally, would be paid off through the business Installment Agreement (no personal payments required). During the negotiations, the Associate also discovered that the Revenue Officer was planning on assessing the Trust Fund against our client's wife, despite the fact that his wife had never worked for the business while it was operational. After the Installment Agreement had been formalized, the Associate continued negotiations with the Revenue Officer to ensure that our client's wife was not assessed personally for taxes she did not owe.
• An electrical contractor in Fresno, California hired Clear Creek to manage $300,000 in Withholding Tax liability and to lift the suspension the State had placed on his contractor's license. When the Associate assigned to the case first contacted the Employment Development Department, the State Revenue Agent working the file demanded a $100,000 down payment before she would lift the suspension on our client's license. Knowing that our client did not have the ability to make that sort of down payment, the Associate negotiated a lower down payment with the Agent's Supervisor. The Supervisor relented, and dropped the down payment requirement to $50,000. Still unsatisfied, the Associate took the case to the Employment Development Department's Taxpayer Advocate, who placed the Associate in contact with the Program Manager of the EDD. After a week of negotiating with the Program Manager, the EDD dropped the down payment to $25,000. After speaking with our client, the Associate was informed that $25,000 would still be too much for our client to afford. The Associate worked with our client to furnish numerous financial documents proving that his business did not have the means to make the down payment. The Associate provided the documentation to the Program Manager and was able to negotiate a $5,000 down payment on our client's $300,000 in liability, in addition to an affordable payment plan to satisfy the remaining liability over the next three years. Our client made the down payment and the suspension on the contractor’s license was immediately lifted.
• A retail store in Randallstown, Maryland hired Clear Creek to manage a liability of approximately $33,000 owed to the State of Maryland for past due sales taxes. While obtaining financial information for the business, the Associate assigned to this case secured several 'Stays of Enforced Collections' over a five-month period. Although Clear Creek was originally informed that the State of Maryland would not accept an Installment Agreement of greater than 12 months, the Associate was successful in negotiating an extended 36-month Installment Agreement tailored to our client's financial condition.
• A medical practice in Homestead, Florida hired Clear Creek to manage an IRS liability of $72,000. The reason this business fell behind in their tax obligations was due to late and missing payments from Medicare. Clear Creek protected our client by filing two Appeals and offered some Medicare payments to the IRS to keep their collection efforts at bay. At our client's request, the Associate assigned to the case was also successful in removing the existing Revenue Officer from the case so that Clear Creek could work with a more manageable IRS officer. After providing the requisite financial information, the Associate negotiated the release of the Medicare levy and negotiated an affordable Installment Agreement of $1,300 per month to satisfy the liability in full. Our client is now receiving all Medicare payments which are enabling our client to remain open and in compliance with all IRS tax obligations.
• An individual in Parma, Ohio who is a licensed accountant hired Clear Creek with multiple missing returns and a small balance due to the IRS. He had spent all of his time working on his clients' returns but had neglected to file his own. He was now facing the prospect of the IRS possibly taking away his license due to his delinquent taxes, so he knew he needed assistance. He hired Clear Creek to prevent the IRS from executing all the levies that they were threatening. We encouraged him to immediately file all of his delinquent returns as soon as possible. He filed all missing returns and the IRS determined the balance owed was $26,000 which included penalties and interest. They were not willing to agree to an Installment Agreement for fear our client would not be compliant looking back at his history. However, after a few separate negotiations we were able to set him up on an Installment Agreement for $250 per month.
• An individual in North Ft. Meyers, Florida hired Clear Creek to manage a personal liability of $267,502 for past due income tax. Prior to hiring Clear Creek our client had a prior Power of Attorney who took his case to Appeals and it was determined that our client had the ability to support an Installment Agreement of $15,000 per month to address the outstanding liability. Our client could not afford such an outrageous monthly Installment Agreement and hired Clear Creek to assist him in resolving this liability with a more feasible resolution. The Revenue Officer assigned to our client's account was extremely aggressive and had previously issued bank levies against him. The Revenue Officer also wanted our client to full pay the liability by liquidating properties that our client's business owned. In order to protect our client, the Associate assigned to the case filed an Appeal in response to the Revenue Officer's actions. During the Appeals Hearing the Associate was able to negotiate an Installment Agreement of $4,500 per month for our client. Our client was extremely happy with the result and did not have to liquidate any of the business' property.
• An event design studio in Kansas City, Missouri, hired Clear Creek to manage a Kansas State liability for $55,985that had been transferred to a collections company. Our client was previously in an Installment Agreement for $3,700 per month and could no longer afford this payment. We were able to contact this collections company and negotiate the payment plan to $1000 per month within 10 days of opening this case. Our client was completely satisfied with the result.
• A couple in Cabot, Arkansas hired Clear Creek to manage a liability of $150,000 owed to the IRS and the State of Arkansas for past due taxes. Clear Creek quickly worked to get the client on an Installment Agreement with the State of Arkansas and the IRS to satisfy their liabilities. The State resolution of $1,476.86 per month was quickly accepted to pay off their $30,000 liability. After submitting the IRS Installment Agreement proposal three times, the IRS finally accepted the proposal of $2,100 per month to satisfy their $130,000 liability. The client is now on an affordable payment plan with the IRS and can finally see their tax liability issues being put to rest. Clear Creek is currently working with the client to have approximately $50,000 in penalties and interest abated.
• A hospice in Phoenix, Arizona hired Clear Creek to manage a liability of $26,000 owed to the IRS for past due employment tax. The Associate negotiated several 'Stays of Enforced Collection,' and filed multiple Appeals for our client. When the IRS Revenue Officer assigned to the case negligently filed a levy against the business, freezing the bank account of the hospice, the Associate negotiated a release of the levies and also argued for an Installment Agreement of $1,000 per month. By so doing, the Associate had the bank accounts released and all money in them returned to the taxpayer.
• A security company in Anaheim, California hired Clear Creek to assist with over $30,000 in back tax liability owed to the IRS by the business and over $32,000 in assessed civil penalties to his personal account. The Associate assigned to the case was able to significantly cut down on the amount of time and red tape required to deal with these separate issues by having both liabilities assigned to a single Revenue Officer within the Santa Ana District Office. Due to poor bookkeeping by the business, complete financial information in support of an omnibus agreement could not be viably created. Despite this setback, the Associate was able to submit a legitimate proposal with regard to the personal liability assessed to our client. Due to the fact that a single Revenue Officer was assigned to these cases, the Associate was able to negotiate a $250 per month Installment Agreement that would include both liabilities. Furthermore, the Revenue Officer agreed to create a contingency agreement whereby collections against our client's personal account would be considered 'non-collectible' should, for whatever reason, the business agreement default. The business is now current and complaint with the IRS, and is consolidating its books so that it does not fall behind in the future. The business is also well poised to resolve its liability without draining all available funds at the end of each month. Most importantly, so long as the business maintains the Agreement, our client does not need to worry about collections against his personal assets in the future.
• A couple in Lehi, Utah hired Clear Creek to manage a tax liability of over $30,000 owed to the IRS for past due income tax. The husband, a construction worker, was recently laid-off due to the ailing economy and subsequent loss of contracts in that industry. Upon review of our client's financial information, the Associate assigned to the case determined that our client had a very low ability to pay off the remaining balance. The Associate also determined that the Statute of Limitations for Collections by the IRS would run out for the vast majority of the liability within the next four years. The Associate then submitted a Partial Payment Installment Agreement Proposal on behalf of our client and was able to successfully negotiate a $50 monthly payment plan. Due to the expiration of the Statute of Limitations, our client will end up paying less than $4,000 on over $30,000 owed to the IRS.
• A professional landscaping company in Columbus, South Carolina hired Clear Creek to manage a liability of $190,000 owed to the IRS for past due Employee Withholding Tax. The Associate protected the Corporation from forced business closure, enforced collection, and successfully negotiated a Partial Pay Installment Agreement in the amount of $500 per month.
• A cleaning service in Hopkins, South Carolina hired Clear to manage $14,000 owed to the State of South Carolina, $37,000 owed to the IRS for a business liability, and $21,000 owed by the owners personally. Initially, the State demanded a 10% down payment, however, Clear Creek was successful in negotiating the down payment down to $1,500 and an Installment Agreement of $1,100 per month. With respect to the IRS liability, the Associate assigned to the case was able to negotiate with the Revenue Officer for a business Installment Agreement of $1,500 per month which included placing the personal liability into a non-collectable status. The Associate also prevented the assertion on the Trust Fund Recovery Penalty for the business owners, saving additional personal liability and tax liens.
• An importing and exporting clothing company in Kansas City, Missouri hired Clear Creek Consulting to manage a liability of $19,519 owed to the IRS for past due unemployment taxes. The IRS Revenue Officer assigned to the case threatened to levy the business bank accounts and pursue other enforced collection activities even though our client was cooperating with all of the IRS' requests. The Associate assigned to the case filed an appeal to prevent the levy and was successful negotiating a hold on enforced collections. The Associate was then able to successfully submit and negotiate an Installment Agreement that was affordable to our client and was also able to negotiate that the IRS not attempt to collect personally from the business' owners.
• A couple in Norman, Oklahoma hired Clear Creek to manage a liability of approximately $53,000 owed to the IRS for past due 1040 taxes. Our clients had been unable to achieve a resolution on their own for approximately nine years. We prepared and submitted an Installment Agreement proposal which was initially denied by the Internal Revenue Service' Automated Collections System. The Internal Revenue Service maintained that our clients could pay over $1000 per month, which was simply not a possibility for our clients who were living on a very limited income. Through active negotiation and submission of supplemental documents and financial information, we were able to negotiate a $300 Partial Pay Installment Agreement. The result of this Agreement is that our clients only have to pay this amount for the remainder of the Collections Statute, approximately 65 months, for a total of approximately $19,500. The remaining liability will be non-collectible due to the expiration of collections statutes. Therefore, this affordable Partial Pay Installment Agreement will result in a saving to our clients of approximately $33,500.
• A commercial carpet cleaning company in Greenville, South Carolina hired Clear Creek to manage a liability of $23,000 owed to the Internal Revenue Service for past due employee withholding tax. The Associate assigned to the case protected the Corporation from forced business closure and successfully negotiated a reduction in the Installment Agreement from $1,400 per month to just $400 per month!
• A client in Berrien Spring, Michigan hired Clear Creek to protect their business from being closed due to a defaulted Installment Agreement for a state liability in the amount of $10,500. When our client hired our firm, the State Revenue Agent had already set a seizure date that would expire in 24 hours. In our initial call with the State, the Associate assigned to this case tried to negotiate different terms with the Revenue Agent, however, the Revenue Agent would not budge in the date or give alternate terms by which the business could become current and compliant. The Associate negotiated fiercely with the Revenue Agent, and had to step above the Revenue Agent to her Supervisor to negotiate a 'Stay of Enforced Collections.' The Supervisor gave specific terms for our client to meet to allow the postponement of the seizure for an additional week. During this time, the Associate worked with our client to make sure all missing returns were filed and all missing Installment Agreement payments were made up. By the end of the week, our client was current with all returns and Installment Agreement payments to the State of Michigan. As a result of our work, our client's business remains open and our client is current on their Installment Agreement of $480 per month.
• A couple in Norman, Oklahoma hired Clear Creek to manage a liability of approximately $53,000 owed to the IRS for 1040 taxes. Our client had been unable to achieve a resolution on their own for approximately nine years. We prepared and submitted an Installment Agreement proposal which was initially denied and maintained that our client could pay over $1,000 per month which was simply not a possibility for the couple who were living on a very limited income. Through active negotiation and submission of supplemental documents and financial information, we were able to negotiate a $300 Partial Pay Installment Agreement. The result of this Agreement is that our client only has to pay this amount for the remainder of the Collection Statute, or approximately 65 months, for a total of $19,500. The remaining liability will be placed into a 'non-collectible status' due to the expiration of statutes of collections. Therefore, this affordable Partial Pay Installment Agreement will result in saving our client approximately $33,500.
• A hearing aid dispensary and service facility in Dickinson, Texas hired Clear Creek to manage a liability of over $32,000 owed to the IRS for past due Federal Withholding Taxes. They hired Clear Creek because they were dissatisfied with marginal results and service they received from Omni Financial after spending a substantial amount of time and money with this other company. Much to our client's surprise, and contrary to the advice our client had been given from Omni Financial, the Associate was able to negotiate a minimal and affordable Installment Agreement resolution with the Revenue Officer. Our client was quick to compliment the Associate on a job well done.
• An individual in Syosset, New York hired Clear Creek to manage a liability of $33,000 owed to the IRS for past due income taxes. Our client was unable to make any payments to the IRS for about a year, and the Associate assigned to this case negotiated continued 'Holds on Enforced Collections' during this time. Our client determined that he would be comfortable with a payment plan of $600 per month. The Associate submitted this proposal and was denied on the grounds that the IRS believed our Client could comfortably pay $1,200 per month. The IRS then moved forward to garnish our client's paycheck for $2,400 per month. However, before the first payment was to be taken out of our client's pay, the Associate was able to negotiate a new payment plan in place of the garnishment, for only $500 per month.
• An individual in Suffolk County, New York hired Clear Creek to manage a personal liability of $125,000 owed to the IRS for over ten years' of individual income tax liabilities. The Associate protected our client from enforced collection and successfully negotiated a reasonable tiered Installment Agreement. Specifically, the Associate was able to negotiate an Agreement that begins with monthly payments of $500 for the first twelve months, followed by a gradual increase in the amount of monthly payments thereafter.
• A donut shop in Bronx, New York hired Clear Creek to negotiate the reduction of a business tax liability owed to the State of New York for $8,422. When our client hired our firm, he had set up his own Installment Agreement in the amount of $1,600 per month and placed a stop payment on his first check to the State which led the State of New York to threatened seizure of his business. The Associate continued to work with the State Revenue Agent to obtain a lower Installment Agreement amount, and get him to consider doing a Penalty Abatement for the Penalties and Interest due to the client's health issues. The Associate assigned to the case was able to negotiate with the State into accepting an Installment Agreement of $506 per month.
• An exterior building restoration business in Port Washington, Wisconsin hired Clear Creek to manage an $11,000 liability owed to the IRS, and a $2,000 liability owed to the State of Wisconsin. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a payment plan in the amount of $500 a month, however, the IRS demanded a down payment of $2,000 and a payment plan of no less than $600 per month. We negotiated the placement of our client's liability into a 'Currently Not Collectable' status, which will provide up to two full year's of protection from the IRS, and no payments to be made during this period. The Associate also managed to negotiate a payment plan with the State of Wisconsin in the amount of $250 per month.
• A Computer software business in New York, New York hired Clear Creek to manage a $230,000 liability owed to the State of New York. When our client hired our firm, the State had just seized our client's business. In the terms that our client negotiated prior to our representation for allowing the business to reopen, our client agreed to make an $85,000 down payment, and make weekly voluntary payments of $15,000 which they could not afford. On our first day we spoke to the General Collection Agent, his Supervisor, the Group Manager, the District Manager and the Regional Manager to extend the amount of time our client had to provide the missing returns, financials and lower the weekly voluntary payments to $5,000 per week. After talking to the District Manager, the State agreed to give our client three additional days for the returns, seven additional days for the financials, and also agreed to the $5,000 per week payment. Unfortunately, our client had not met the deadlines with the State of New York, and the State levied the business bank account for $15,000. The Associate assigned to the case successfully obtained a full release of all funds and established a formal Installment Agreement for $10,000 per month with no down payment.
• A wood finishing business in Denver, Colorado hired Clear Creek to manage a liability of $3500 owed to the State of Colorado for income tax. We gathered financials from our client that did not support any type of payment plan. We worked with our client to make some cutbacks, and they were able to set aside about $100 per month for an Installment Agreement. We maintained contact with the State of Colorado and were able to formalize a payment plan of $94 per month. With this low payment plan, our client is confident that she will be able to increase payments as her business grows in order to full pay the liability sooner than expected.
• An individual in Las Vegas, Nevada hired Clear Creek to manage a liability of $16,000 owed to the IRS. The Associate assigned to this case negotiated several 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a payment plan in the amount of $500 per month, and the Associate assigned to the case successfully negotiated this desired outcome.
• A child care center in Illinois hired Clear Creek to manage a $30,000 liability owed to the State. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets. The State Revenue Agent completed an ACH Installment Agreement a few months earlier for $750, however, no ACH withdrawals ever took place out of our client's bank account. Several months later we requested that the Board of Appeals at the State level take on our case and review our request. After filing the Appeal, the State Revenue Agent issued notices that the head officer was being personally pursued for the funds. After working with the Board of Appeals, we were able to secure the monthly Installment Agreement of $750, in addition to negotiating an Abatement of approximately $3,500 on assessed penalties and interest accrual.
• A painting and restoration business in Brunswick, Ohio hired Clear Creek to manage a $16,000 liability owed to the IRS. The IRS had already issued a levy on our client prior to hiring Clear Creek. Our client wanted a payment plan in the amount of $500 per month, however, the IRS demanded the payment plan to be no less than $1000 per month. The Associate assigned to this case negotiated a hold on all future collection action, preventing levies while trying to obtain the desired agreement. After several conversations with the IRS, the Associate was able to negotiate a payment plan for $500 a month, circumventing the requirement for the submission of financial documents.
• A couple in Alabama hired Clear Creek to manage a $25,000 liability owed to the State and IRS. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a payment plan, however, due to the financial situation of our client, and multiple health issues, the Associate believed it more prudent to attempt to arrange a non-collectible status for our client. The Associate negotiated a payment plan for $210 per month with the State, and a 'Currently Not Collectable' status with the IRS.
• A telephone service provider hired Clear Creek to manage a collective IRS balance in excess of $300,000 that was owed by two separate entities. The Associate assigned to the case worked to keep both businesses open by proposing payment plans for both businesses, and had requested an Installment Agreement payment for the personal liability. After several rounds of very heated negotiations, including appeals on enforcement attempts by the Revenue Officer, we were able to successfully negotiate payment arrangements for $6,000 per month to pay off the liability within one year for one of the businesses. Because the other business was able to full-pay the liability, we were able to avoid additional personal assessments associated with this liability. However, the Revenue Officer had assessed our client personally for the Trust Fund portion of the business balances remaining in the amount of approximately $45,000. Our client also had a 1040 liability of approximately $74,000. The Revenue Officer had continually requested full payment of all personally assessed liabilities even though the business was making significant payments on the Trust Fund balance, and voluntary payments were being made whenever possible on the personal Income Tax balances. Through these voluntary payments and the monthly payments made by the business, our client was able to reduce his Trust Fund and personal balances down to approximately $25,000. Finally, after exhausting all appeal possibilities, we were able to successfully negotiate a payment plan through a CAP Appeal for $2,500 per month to pay off the balance within one year or less.
• A dentist in Georgia hired Clear Creek to manage a $30,000 liability owed to the IRS. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client had a previous Agreement of $1,500 per month that went into default status as of January 2009. However, due to the financial situation of the taxpayer, the Associate believed it more prudent to attempt getting the taxpayer into a lower Installment Agreement figure. We negotiated a lower monthly payment plan down to $379 per month with the IRS, saving our client over $1,000 per month.
• An individual in Glen Burnie, Maryland hired Clear Creek to manage an $18,594.29 liability owed to the State of Maryland. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted a payment plan in the amount of $150 per month; however, the State demanded the payment plan to be no less than an eight-year payment plan for $252 per month. The negotiations lasted a month, as many discussions ensued with the State of Maryland Collections Department. During this time, letters were exchanged and follow up phone calls led to a one-on-one discussion with a supervisor in which the Associate negotiated the lower payment plan agreement. Our client is now on a one-year payment plan for $150 per month, to be reviewed at the end of the year and will be reestablished based on our client's income at that time.
• An individual in Southport, North Carolina had accrued a liability to the IRS in 2006 and 2007 shortly after growing despondent due to her husband passing away. She recently hired Clear Creek to manage her $45,000 liability and within 90 days, we had negotiated a $500 per month payment plan to be reviewed in June of 2011 to take care of her balance with the IRS, and immediately submitted a Penalty Abatement Narrative. One month later, the taxpayer accrued an additional $8,000 in liability for her 2008 1040 Personal Income Tax Return. The Associate assigned to her case was able to seamlessly negotiate this additional liability into the $500 per month payment plan, and keep the negotiations for her Penalty Abatement Narrative on track as a result.
• Our client in West Chester, Illinois hired Clear Creek to manage a $22,000 liability owed to the IRS. The account was open to enforced collections by the IRS so the Associate assigned to the case filed an appeal to prevent any enforcement action. Although the client's profit and loss statements showed an ability to pay an average of approximately $3,000 per month towards the outstanding liability, a payment plan of this nature was not feasible for our client as his monthly income varied greatly. Therefore the Associate moved forward with negotiating a more feasible resolution on behalf of the taxpayer. During the appeals hearing the Associate was able to negotiate a $1,000 per month Installment Agreement. Establishing this type of Installment Agreement allows our client to move forward with their business, stay current and compliant with their tax obligations and allocate additional funds when available towards the outstanding principal tax.
• A couple hired Clear Creek to assist in the management and resolution of their outstanding tax liability in the amount of $36,000. Our client worked with us to obtain accurate financial information necessary to complete a financial statement that showed an ability to pay $700.00 per month. Clear Creek had to file an Appeal in regards to a 'Final Notice of Intent to Levy.' Our Appeal was lost during processing by the IRS, and ultimately we had to engage with the Taxpayer Advocate to expedite an Appeals Hearing. After many weeks we had finally received our hearing where we provided accurate financials to the Appeals Officer. Within the first few minutes of the hearing, the Appeals Officer approved our request for a $700 per month Installment Agreement.
• A family in Wappinger Falls, New York hired Clear Creek to manage a liability of approximately $236,000 owed to the IRS for Trust Fund Recovery Penalty taxes arising out of our client's previous now defunct electrical contracting company. Our client had previously submitted an Offer in Compromise which we endeavored to negotiate to acceptance. The IRS denied the Offer in Compromise, because the taxpayers had equity in their home. There was a dispute as to the amount of this equity, especially in light of the recent housing market crash. The IRS alleged that the home was worth much more than the present market value. Despite submitting loan denial letters as well as a letter from a local realtor supporting the present market value of the home, the Offer in Compromise was denied at the Appellate level. Clear Creek was proactive in preventing enforced collection after the Offer in Compromise denial, and we immediately submitted an Installment Agreement proposal of $400 per month. Because the proposal was well supported by updated financials and supporting documentation, our proposal was accepted. The ultimate result will actually be more favorable than if an Offer in Compromise had been accepted. Our client must maintain the $400 monthly Installment Agreement and remain current and compliant with future taxes. Upon expiration of the collection statute in approximately nine years, the taxpayer will have only paid approximately $43,000 to the IRS on a total liability of approximately $236,000, thus saving approximately $193,000 through Clear Creek's diligent and successful efforts.
• An individual in Sumter, South Carolina hired Clear Creek to manage a $11,000 liability owed to the IRS. The Associate assigned to this case negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling requested financial documents. Our client wanted to reestablish his previous payment plan in the amount of $275 a month. Our client's previous Installment Agreement with the IRS defaulted because of an additional liability added to his account, and our client could no longer afford the payments because he had lost his job. Our client was not sure how he would be able to make monthly payments of $275 without steady income. The Associate negotiated a five-year payment plan for $135 a month, which was very helpful to our client, especially with the uncertainty of the current job market.
• A construction company in Houma, Louisiana hired Clear Creek to manage a liability spanning three businesses and totaling over $83,000 owed to the IRS. After evaluating several options, the Associate assigned to this case determined that the best resolution for our client would be a corporate shutdown for two of the businesses, and an Installment Agreement for the current business. The Associate negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling required financial documents. The Associate successfully negotiated Certificates of Discharge of all liens associated with the closed businesses. The Associate also negotiated a 49 month, $200 per month Installment Agreement for the business. Lastly, the Associate assisted with the personal assessment of the trust fund recovery penalty stemming from the two closed businesses, and negotiated a 60 month, $625 per month personal Installment Agreement. In total, our client will only be required to pay back approximately 50% of the overall $83,000 liability, resulting in a savings of almost $40,000!
• An auto and transmission repair company in Renton, Washington hired Clear Creek to manage a liability of over $110,000 owed to the State of Washington. Our client had been on an Installment Agreement paying $10,000 per month to the State of Washington, but defaulted the Agreement because the payments were too high. After evaluating several options, the Associate assigned to this case determined that the best resolution for our client would be a lowered Installment Agreement payment because our client had the ability to pay the debt back, but needed to be able to stay current and compliant while maintaining weekly payments. The Associate negotiated many "Stays of Enforced Collections" to protect our client's assets while compiling required financial documents. The State Revenue Agent was originally willing to lower the Installment Agreement to $2,000 a week; however the client only felt comfortable with $1,000 a week. The Associate built a positive working relationship with the State Revenue Agent, and continued to negotiate with him. The State Revenue Agent was willing to lower the agreement to $1,500 a week, but the Associate continued to insist that if the client was to stay current and compliant, he could only afford $1,000 a week. After final negotiations, the Associate successfully accomplished a lowered Installment Agreement for $1,000 per week until the liability is fully paid off. In total, our client will only be required to pay 40% of the original Installment Agreement each month, resulting in a savings of $6,000 a month!
• An owner of two nightclubs in Boston, Massachusetts hired Clear Creek to help with their tax liability they owed to the State. Our client owed approximately $100,000 between their two businesses, and was having several issues with their State Revenue Agent. Our client was told by the State that if they did not make up their bounced payment of $2,200, the State would suspend our client's driver's license. Our client were unable to make up this bounced payment due to one of the businesses being shut down on New Years Day because their landlord did not have the correct permits on the building. Due to the payment not being made up within the week, there was a suspension placed on our client's driver's license. When our client hired us, the State Revenue Agent was ready to seize this business due to our client's inability to make payments of approximately $2,860 for both companies combined in a regular fashion. The Associate spoke with the State Revenue Agent a few times about our client's situation and the reasons why they were having a hard time with their payments. The State Revenue Agent finally agreed to lower their payment plan from $2,200 to $250 per month if we provided him proof that the building was shut down to the landlord not having the correct permits and their last two months bank statements showing they do not have money coming into that account for one of the businesses. I immediately notified our client of the requested documentation. Within a week of the State Revenue Agent requesting the documentation, he levied our client's bank account for the balance owed. This caused our client to bounce numerous payments to other creditors. The Associate immediately notified the State Revenue Agent and requested a release of levy. He agreed to release the levy once we provided him the documentation. On this same day, our client sent us their last two months of bank statements and a letter from the Boston Fire Department explaining why the business was shut down. The State Revenue Agent released the levy and granted the $250 per month payment plan for one of the businesses. We were also advised that once the State Revenue Agent received the first payment he would lift the suspension from our client's driver's license. Our client made the payment the next day and the suspension was lifted. For the other business we were able to negotiate the payment plan from $660 per month to $450 per month until the business brings in more revenue. Since our client hired us Clear Creek the State Revenue Agent has become much more cooperative, and our client is thankful he has not had to handle the stress of dealing with the State taxing authorities alone.
• A sign manufacturing company in High Point, North Carolina hired Clear Creek to manage a liability of over $1,000,000 owed to the IRS. Our client had been on an Installment Agreement paying $4,000 per month to the IRS, but defaulted the agreement because the payments were too high. After evaluating several options, the Associate assigned to this case determined that the best resolution for our client would be a "Partial Payment Installment Agreement" because the IRS' ability to collect the full amount would expire before the amount could be repaid. The Associate negotiated many 'Stays of Enforced Collections' to protect our client's assets while compiling required financial documents. This Associate negotiated a Partial Payment Installment Agreement for $1,500 per month through the end of the collection statute expiration dates for the periods of tax liability which is approximately six years. In total, our client will only be required to pay back less than 10% of the overall $1,000,000 liability, resulting in a savings of over $900,000!
• An individual in Burlingame, California hired Clear Creek with an audit assessment of over $100,000. After consulting with our client, the Associate assigned to this case prepared a Penalty Abatement Narrative based on our client's circumstances which resulted in $13,000 worth of penalties being removed. The Associate also negotiated a $245 Partial Payment Installment Agreement on the remaining $87,000 which will only run for the next 20 months until the Collections Statute Expiration runs, saving our client another $82,000. In all we will have saved our client approximately $95,000.
• A sandwich shop in Charlevoix, Michigan hired Clear Creek to manage an $80,000 liability owed to the IRS and a $40,000 liability owed to the State of Michigan. Although our client's financials suggested an ability to pay $1,300 per month to the IRS, the Associate negotiated this payment down to $760 per month. On the state side, we formalized an affordable $1,300 per month Installment Agreement.
• An individual in Darien, Connecticut hired Clear Creek to manage a $33,000 liability owed to the IRS and to release a wage garnishment that was set to collect from his next paycheck. The Associate proposed that our client make a good faith payment and then start making streamlined Installment Agreement payments to the IRS. Within two business days of our first contact with our client, we had prevented a large wage garnishment against our client, and set our client up on a resolution much better than he had hoped.
• A sandwich shop in Iola, Kansas hired Clear Creek to reduce her monthly state obligations associated with a $21,670 liability. In a few days time, the Associate assigned to this case negotiated the scheduled payment down from $1035 to $500 a month.
• An individual in Huntersville, North Carolina hired Clear Creek to reduce his monthly IRS obligations associated with a $13,650 liability. Within a few days, the Associate assigned to this case negotiated the scheduled payment from $2500 to $250 a month even though our client's financial statements demonstrated an ability to pay the originally requested $2,500 per month. This result obviously thrilled our client.
• A shipping and office outsourcing business in rural Kansas hired Clear Creek to manage a $60,000 liability owed to the state. Once our client's outstanding returns were filed, our client's liability increased by $3,000 and the State wanted to set up an 18 month payment plan with monthly payment of $3,324.16. After 20 minutes on the phone with this Revenue Agent, the Associate assigned to this case was able to get a guaranteed abatement of penalties without having to submit a Penalty Abatement Narrative request, and negotiated the payment term to three years instead of 18 months. The Installment Agreement was also negotiated down to $400 per month but will increase in six to nine months once our client's disposable income increases.
• An individual in Kohekohe, Hawaii hired Clear Creek to manage state and federal tax liabilities. At issue, was the fact that the IRS could not identify for accuracy, the true liability and after many attempts, the Associate assigned to this case asked if this liability could be under a different name. Once this was discussed with our client, she indicated that she had been married to a 'deadbeat' and that he was a significant part of her current financial crisis. We obtained his social security number and called the state and IRS back. Sure enough, there was a substantial liability associated with this person from when it was a joint account creating liabilities for the client under her ex-husband's name. We discussed our client's ability to pay and she indicated that she could afford no more than $300 per month for both. With the state, we negotiated an $83 per month Installment Agreement and with the IRS, we negotiated a $116 per month plan Installment Agreement allowing our client to be under $200 per month for both payments. Needless to say, our client was very relieved to have a plan in place and have the state and IRS off of her back.
• An individual in Lane, South Carolina hired Clear Creek to manage a $26,000 liability to the IRS based on substitute returns. The Associate obtained copies of the original returns from the client, and sent them to the IRS. Once all of the figures were correct, we submitted an Installment Agreement proposal for $450 a month to the service center. We were told that it could not be accepted right away due to the client owing over $26,000. As such, the Associate advised our client to make voluntary payments in the amount of $450 per month. After three payments, the Installment Agreement was accepted.
• A restaurant in New Hudson, Michigan hired Clear Creek to negotiate a $42,000 tax liability owed to the county. The Associate assigned to this case secured an Installment Agreement in the amount of $1,000 per month.
• The owner of a lab in Plano, Texas hired Clear Creek to negotiate an Installment Agreement for a $58,000 liability owed to the IRS. The Associate assigned to this case negotiated an Installment Agreement in the amount of $951 per month.
• A design firm in Pittsburgh, Pennsylvania hired Clear Creek to save their company's sales license associated with a $34,000 outstanding tax liability owed to the State. Our client had been on several previous payment plans with the State and defaulted on all of them. When our client hired our firm, the State told our client they could either full-pay the liability within four months or would lose their sales tax license and face criminal charges. The Associate assigned to this case researched the situation, had our client file all outstanding returns, and provided the State a detailed explanation of what caused the company to fall behind and how they were going to change this moving forward. Rather than losing their sales license, we were able to negotiate an $860 per month Installment Agreement to pay off all the liability of the business and all the personal liability of the owners.
• Clear Creek was hired to manage a $35,000 liability owed to the State of Oklahoma. Our client wanted to pay no more than $3,000 per month, and did not want to show his financials to the state because he showed a $20,000 monthly profit. The State agreed to the monthly payment, but demanded a $7,000 down payment. Our client made his first monthly payment of $3,000, however never sent in the down-payment. When the Associate called to verify receipt of payment, the State asked about the down-payment. As this was never made, the Associate pushed the State to 'ignore' the down payment and continue with the monthly payment agreement which the State finally did. Penalties will be abated once the balance is paid off.
• A legal contracting firm in San Antonio, Texas hired Clear Creek to manage a $120,000 liability after a local tax attorney who had represented our client for over a year, had accomplished nothing. Just prior to being hired, our client had been levied for $15,000 and while in negotiations with the IRS, the Revenue Officer again levied our client for $11,000 and persisted to not return our calls. Within days, the Associate negotiated the release of the levy with the Revenue Officer's boss and formalized an affordable Installment Agreement of $3,000 per month. Our client can now meet his payroll obligations and remain in business.
• A liquor store in Topeka, Kansas hired Clear Creek to manage a $78,000 liability owed to the IRS. Our client desired to negotiate an Installment Agreement, however before this could be finalized, our client's outstanding returns needed to be processed. The Associate assigned to this case also learned upon being hired that our client had previously filed a CDP / Equivalent hearing on two of her tax periods, and so when her case was heard in appeals, the Appeals Officer explained that he did not feel that our client's financials were accurate and believed that there was excess income passing through her business to our client personally. Because of this, the Appeals Officer wanted an Installment Agreement for $1,600 a month, however, we negotiated this down to an affordable payment of $750 per month, with this increasing after one year per our client's request so that the balance is paid down as quickly as possible.
• A Mexican restaurant in Branson, Missouri hired Clear Creek to manage liabilities owed to three taxing authorities for approximately $60,000. The Associate immediately negotiated an Installment Agreement a few months ago for $1521 a month with the State of Missouri, however, the State stated that our client did not pay the initial down payment and now wanted an Installment Agreement of $2500 a month. This Associate showed proof of this $6,000 down payment, and the State is now accepting an Installment Agreement of $900 a month. As for the IRS, the Associate negotiated a payment of $500 a month.
• A medical clinic in Branchburg, New Jersey hired Clear Creek to manage a $60,000 liability owed to the IRS. The Associate assigned to this case negotiated an affordable $1000 per month Installment Agreement.
• An auto repair shop in Angleton, Texas hired Clear Creek to manage a $15,000 liability owed to the IRS. After much negotiation and the Revenue Officer not wanting to formalize an Installment Agreement while there was an outstanding Appeal, the Associate assigned to this case finally convinced the Revenue Officer that if accepted, we would withdraw our Appeal. The Revenue Officer eventually caved in, and granted an affordable Installment Agreement which enabled our firm to protect our client from enforced collection until a formal agreement was negotiated.
• A restaurant in South Riding, Virginia hired Clear Creek to manage a liability of $5,000 owed to the IRS and $32,000 owed to the State. The Associate assigned to this case negotiated an affordable Installment Agreement with the IRS, however the State was demanding full payment within six to 12 months which would have resulted in a $2,600 monthly payment that our client could not afford. We therefore negotiated that we would review the financial condition of our client in six months and in return, begin making affordable $600 monthly payments with no money down.
• An electrical contractor in Round Lake, New York hired Clear Creek to manage and negotiate a $92,000 liability owed to the IRS, and a $50,000 liability owed to the State of New York. When hired, our client had defaulted on a previous Installment Agreement, however, the Associate assigned to this case filed an appeal to protect our client and later negotiated an affordable Installment Agreement of $2,500 with the IRS. As for the State, we negotiated one payment for two liabilities owed to separate departments in the amount of $2,500. We are now in the process of filing a penalty abatement to reduce our client's outstanding liabilities.
• A Packaging company located in Thornton, Colorado hired Clear Creek to manage a $60,000 liability owed to the IRS. When hired, our client had an open "Final Notice of Intent to Levy' notice necessitating immediate protection. While in Appeals, the Associate assigned to this case negotiated an affordable $1,000 Installment Agreement.
• A corporate jet charter business in Muskegon Michigan hired Clear Creek to negotiate an affordable Installment Agreement for an IRS liability of $27,000. The assigned Associate managed to do so, and also protected our client from having the Trust Fund portion of the liability attached to the owners personally.
• An individual in Geneva, Illinois hired Clear Creek to manage an $84,042 tax liability owed to the IRS. This liability stemmed from 2004 and from 2005 and the Associate assigned to this case held off all enforced collection against our client while he prepared and filed his 2006 1040 tax return. Once this was completed, we negotiated an affordable $750 Installment Agreement which thrilled our client.
• A battery retail store in Florida hired Clear Creek after having already hired two other competing firms that accomplished nothing for our client while representing this company for over one and a half years. Within two months our Associate that we assigned to this case negotiated a Certificate of Discharge on an IRS liability of approximately $90,000 and with the small balance remaining our client was granted an affordable $350 Installment Agreement. This client also had a state liability of approximately $23,000 and the Associate negotiated the Installment Agreement down from an originally desired $2,000 per month down to a payment plan of $500 per month.
• A construction company in Whitefish, Montana hired Clear Creek to manage a Worker's Compensation issue for $78,645. The Associate assigned to this case negotiated a penalty reduction in the amount of $21,283 and our client is now on an affordable Installment Agreement for the balance.
• A bike shop in Hamilton, New Jersey hired Clear Creek to manage a state liability in the amount of $24,743. As our client did not have this money, we managed the process and held off all enforced collection efforts while our client refinanced his home. Our client is now on an affordable Installment Agreement and is thrilled to still be in business and have this issue behind him.
• A builder supply company in South Fulton, Tennessee hired Clear Creek to manage two state liabilities that totaled $110,000. As our client inherited this business from his father, he needed time to get the books in order, and to better understand the issues surrounding these accrued tax liabilities. With committed protection, Clear Creek was able to manage this process and also attained $6,600 in abatements. Our client is still in business and is able to make his affordable Installment Agreement payments without having to worry about being shut down by the state.
• A paving business in Tennessee hired Clear Creek to manage a $25,000 liability owed to the IRS. With levy action imminent, the Associate assigned to this case decided to not appeal this action, and simply asked to set up a formal Installment Agreement with no supporting financials, and explained to the Revenue Officer that this was the best course of action for the IRS because levy action would only capture a small amount of money in the business account, and would in fact delay the collection of this liability. The Revenue Officer agreed and granted an affordable Installment Agreement.
• An Italian restaurant in St. Louis, Missouri hired Clear Creek to manage a $55,000 liability owed to the IRS and a $36,000 liability owed to the state. The Associate assigned to this case managed to negotiate affordable monthly Installment Agreements of $1,500 each, and also managed to negotiate that it was not necessary to revoke this business' sales license.
• An equipment and party rental business located in Oakdale, California hired Clear Creek to manage a $58,000 liability owed to the IRS. The Associate assigned to this case managed to secure a refinancing of our client's personal home to payoff the Trust Fund portion of the tax, and successfully negotiated an affordable seasonal Installment Agreement for the balance which was for $700 in the summer months and $300 in the winter months.
• A health care staffing company in New York, New York hired Clear Creek to manage the liabilities of two different companies that owed a total of $280,000 to the IRS. Even though these were companies doing business, there was no current financial information on either of these entities. With much negotiation with the IRS, the Revenue Officer finally granted an affordable Installment Agreement even though our client was not compliant and even stated, "OK, you win, you can have your Installment Agreement" to the assigned Associate.
• The owner of a Chico, California auto service business hired Clear Creek to resolve a $33,550 liability owed to the IRS. This issue stemmed from our client going through a nasty divorce and his wife was not informing him of this mounting liability owed to the IRS. To protect herself, our client's ex-wife actually closed this company, and reopened it to clear her name from this liability. In negotiating a resolution to this issue, the Associate assigned to this case negotiated another company reorganization with the Revenue Officer in an attempt to assist this taxpayer even though the IRS' official position is that it does not get involved with divorce issues. Nonetheless, this Revenue Officer agreed to an Installment Agreement of $150 per month to again, do his best to assist our client.
• Client came on board with an $18,000 personal IRS tax liability and an active Social Security levy for half of his Social Security check. The Associate assigned to this case negotiated an immediate streamlined Installment Agreement for $300 per month and released the Social Security levy. For some reason, the levy release was not properly processed for three months so our client was levied an additional $2,400 and as such, our client did not make any Installment Agreement payments for this period of time. The Associate requested a refund and accommodation from the IRS for what the Associate argued amounted to theft since the levy was technically released. Finally the Associate was able to speak with a manager in ACS who was willing to accommodate the taxpayer for the mistakes made on his Installment Agreement and levy release. In the end, we formalized a 60 year Installment Agreement for $25 per month on his remaining $16,000 liability.
• A ski and bike retail shop in Massachusetts had many missing state sales and withholding returns, and was being seized by the State Department of Revenue due to a $60,000 state liability. The Associate assigned to this case was able to stop seizure, keep the business open and set some deadlines. While working with our client's accountant to file the missing returns, the state DOR levied our client's bank account for $30,000. This was a huge shock being that the Associate had negotiated a hold on all collection efforts with the seizure officer. When talking with our client, he had explained that he was to pay North Face $20,000 the next day or he would lose the account, which would devastate our client's business. After researching the situation the Associate found that a local State Revenue Agent had been assigned three months prior, and had been making phone calls to our client and had sent out two Final Notices of Demand for Payment. According to our client, the accountant was responsible for the mail and apparently she had failed to notify Clear Creek of these notices. After talking with the Manager at the DOR about the history of the case and the progress that has been made since we had representation on file, he agreed to release the levy, minus $4,000 which was to be allocated toward a down payment on the Installment Agreement we also negotiated. The levy was released that day and North Face was paid the next day and business is going on as usual.
• A medical machine parts company in Indiana hired Clear Creek to negotiate an affordable Installment Agreement associated with an IRS liability of $330,000. The Associate assigned to this case negotiated an Installment Agreement of $6,020 per month.
• A real estate agent in Colorado hired Clear Creek to manage a personal liability of $120,000 owed to the IRS. Before being hired, the Revenue Officer told our client that the IRS wanted a $15,000 down payment and $13,000 a month for an Installment Agreement. The Associate assigned to this case discussed this case in depth with the assigned Revenue Officer who later said, "Let's make a deal." After an hour of negotiations the Revenue Officer approved a 60 month Installment Agreement of $2,400 per month which delighted our client. Within a month of being hired, an auto repair business in Jessup, IA had both of their liabilities wrapped up into formal Installment Agreements. When they hired Clear Creek, this company was being levied by the IRS for a $7,000 liability and the state was threatening our client with revoking their sales license for a $20,000 liability. Within this short period of time, the Associate assigned to this case negotiated the release of two bank levies and kept the state from revoking their licenses. Furthermore, we managed to lift the state tax liens from our client's vehicles so they could properly register them. The client is now on affordable Installment Agreements and is not being threatened by the taxing authorities.
• A car stereo installation business located in Prince George, Virginia hired Clear Creek to reinstate an Installment Agreement with the state as this business had recently defaulted on two prior agreements. In researching the issue, the Associate assigned to this case noticed that the state never applied a $5,000 payment that was made, and once this payment posted, the balance owed to the state was reduced to $23,541.84. The Associate also managed to get our client current with his returns, and once these posted, a $980.91 Installment Agreement was negotiated. This was a major success because our client wanted to pay no more than $1,500 per month.
• When an automotive parts distributor in Newton, Georgia hired Clear Creek to manage a $46,000 liability owed to the IRS, our client's Revenue Officer made it abundantly clear that her intent was to levy our client out of business. As our client had been levied continually, the Associate assigned to this case submitted an Installment Agreement to prevent further levy action on our first day of hire. This Revenue Officer, however, did her best to not accept this Agreement which was sent to her offices repeatedly. After playing this game for a week, the Associate contacted the Revenue Officer's manager and an affordable Installment Agreement was immediately negotiated, thereby bypassing our client's Revenue Officer.
• A printing company in Kinston, Massachusetts, hired Clear Creek to manage an $80,000 liability owed to the IRS. Before being hired, this client had defaulted on a previous Installment Agreement and the IRS was coming down hard on our client for this default. However, we protected him for several months while our client refinanced his home to deal with another state tax liability. He was also making good faith payments directly to the Trust Fund portion of the IRS tax debt to prove that he could keep current with such payments. Once the state tax was paid off, another affordable IRS Installment Agreement was negotiated for the same amount that was originally agreed to.
• A CPA in Bartlett, Tennessee was having his wages garnished and his bank account was being levied for a $12,000 liability owed to the IRS when he hired Clear Creek. On our first day of hire, the Associate called the Revenue Officer and negotiated the release of the wage garnishment and the bank levy. Within three days of being hired, our client was set up on an affordable and formal $260 Installment Agreement. This was a huge success for our client because he stated he could not afford more than $400 per month, not to mention survive the punishing bank levies against his business.
• A construction company located in New York, New York hired Clear Creek to resolve a $22,000 liability owed to the IRS. Within weeks, the Associate assigned to this case managed to get all of our client's outstanding returns filed, and an affordable and formal Installment Agreement was negotiated.
• A landscaping company in Westbury, New York hired Clear Creek to renegotiate two Installment Agreements as these agreements were crippling the company's cash flow. The IRS Installment Agreement was cut from $450 per month down to $200 per month. The state Installment Agreement was cut from $506 per month to $296 per month. These negotiations saved our client approximately $5,000 per year.
• An individual from Springville, Alabama hired Clear Creek to resolve an outstanding IRS liability of $17,000. The Associate assigned to this case held off enforced collection while we pushed our client to file actual 1040 returns for 2003 and 2004 which would replace the substitute returns that were on file. Once accomplished, we negotiated a $300 per month Installment Agreement.
• An audio and video business in Mooresville, North Carolina hired Clear Creek to manage an IRS liability of $9,830.42 and had been levied by the IRS for the full amount of the liability owed. As the liability was less than $10,000, the Associate assigned to this case had to negotiate an end to this issue with ACS. Our client was pleased with the formal Installment Agreement of $700 per month as they were prepared to make $1,000 payments because their business was back on track and again, making money. They simply wanted this issue removed from their lives and can now concentrate again on growing their business.
• A construction company located in Austin, Texas hired Clear Creek to manage an IRS liability of $105,892.56. After defaulting on the original Installment Agreement for not keeping up with filing returns and making tax deposits on time, the Associate assigned to the case re-opened the case and quickly negotiated a new and much more affordable Installment Agreement in the amount of $2,000.
• A construction company located in Brush Prairie, Washington hired Clear Creek to renegotiate a defaulted Installment Agreement because the original amount was too high, and the client could not remain current due to these high payments. While we worked with our Client to get current with all tax obligations, we directed monthly payments to the Trust Fund portion of the tax enabling the company to pay down the liability in the quickest manner possible. Once our client was current, a formal and affordable Installment Agreement was negotiated and out client is now free from all enforced collection activity. We are now in the process of abating penalties and associated interest for our client.
• An auto repair business in Ellsworth, Kansas hired Clear Creek to manage a liability owed to the IRS in the amount of $100,000. Within days the Associate negotiated an affordable Installment Agreement, however, soon thereafter, the Revenue Officer was moving forward with assessing the owners the Trust Fund Recovery Penalty which would ruin our client's personal credit, and jeopardize their ability to remain in business. The Associate then negotiated with the Revenue Officer that the Installment Agreement was too high, and must be lowered to enable this company to remain in business, and also managed to argue that funds the owners had previously loaned to the company should be recaptured from the company and applied directly to the Trust Funds. With creativity, we won this argument and also managed to save our client $30,000 in penalties, and our client is also now free from enforced collection.
• A daycare facility in Christiansburg, Virginia hired Clear Creek to manage an IRS liability of $160,000. It was immediately obvious that the assigned Revenue Officer was intent on closing this daycare facility for good as this business had not filed a single return in five years or even made a Federal Tax Deposit in this same period of time. Nonetheless, through Appeals, the Associate negotiated that this business should be able to remain in business, and worked out an affordable Installment Agreement of $1,800 per month.
• A daycare in Baltimore, Maryland hired Clear Creek to resolve a $20,000 liability to the IRS. At issue was that the owner had dissolved one corporation and was operating the daycare through another corporation. Through the Appeals Department, the Associate negotiated the formal closure of the old entity without having any of the outstanding liability be assessed to the owner, or to the other operating entity. Furthermore, the Appeals Officer also agreed to a $250/mo. Installment Agreement for the remaining liability.
• A wine bar in Boca Raton, Florida hired Clear Creek after this business was slapped with a continuous levy for $64,000 from the State of Florida. Within hours of being hired, the Associate selected to manage this issue learned that this was an arbitrary assessment from the State of Florida, and the first order of business was to file all past due returns. Within 24 hours, the Associate managed to assist our client file all the past due returns. The Associate was also informed that the levy's release was also on condition that 25% of the assessment be paid as a down payment. Once the returns were filed, the funds that were already collected were negotiated to be considered a down payment for the full release of the levy. Initially, the State wanted 25% of the proposed liability to be paid before a release would be considered, however, we negotiated that the already collected funds should suffice, even though they did not total the originally demanded 25%. Within five days, the Associate received a formal notice that the levy had been lifted and our client was granted a formal and affordable Installment Agreement for the balance owed which was approximately $24,000.
• A funeral service company in Cleveland, Ohio hired Clear Creek to manage a $150,000 liability owed to the Internal Revenue Service. The Associate assigned to this case negotiated with the Revenue Officer that a Partial Payment Installment Agreement in the amount of $1,500 made the most sense for this business, and for the IRS thereby ensuring that the Revenue Officer would not extend the collection statue, and make our client full pay the liability. Furthermore, the Revenue Officer also agreed to not collect the Trust Fund through the officers personally as long as the corporation remained compliant with this Agreement
• A plumbing contractor in Olalla, Washington owed the IRS approximately $242,000 in past due taxes. By managing this client effectively, we were able to get our client current and compliant while we were in Appeals. Once released from Appeals, the newly assigned Revenue Officer levied our client, however, we not only got this released, we requested that all quarters of liability be put into this Revenue Officer's inventory and he immediately granted us an affordable Installment Agreement to resolve this liability. Furthermore, it was negotiated that the Revenue Officer would not pursue Trust Fund on the corporate officers so long as they did not default on the Installment Agreement.
• A South Carolina-based HVAC company hired Clear Creek to manage a $60,000 liability to the IRS. Within weeks, the Associate negotiated an affordable Tiered Installment Agreement and negotiated a penalty abatement of 85% of the total penalties.
• A Mexican restaurant chain located in Texas retained Clear Creek to negotiate and manage $300,000 in IRS tax liability and $100,000 in state tax liability. Within a few months we successfully negotiated 10 separate installment agreements for four different restaurants that all owed taxes for property, school and business related taxes. Furthermore, the bonds that were filed against these entities were negotiated down from $50,000 to $18,000 enabling all entities to remain in business. Simultaneously, we successfully appealed numerous Levy Notices buying the time needed for one of our lending partners to close on a $1 million loan.
• A Texas medical service company retained Clear Creek to negotiate a payment plan for $93,000 in IRS tax liability. Because our client's husband is a well paid doctor, the Revenue Officer did not want to finalize any Installment Agreement less than $4,000 per month. We appealed this decision and the Revenue Officer's Group Manager also demanded $4,000 per month. We appealed this decision and although the Appeals Officer initially wanted the same amount per month, we finalized the Installment Agreement down to an affordable $2,500 per month even though the client was not technically current or compliant with other tax obligations.
• An Oklahoma Electrical Engineering company retained Clear Creek to formalize an Installment Agreement. Within days, the client was on an affordable formalized Installment Agreement for $500 per month on an IRS liability of $20,000. This was finalized even though the Revenue Officer was simultaneously attempting to levy our client's bank account which we blocked immediately.
• An Oregon transmission company retained Clear Creek to resolve several issues associated with an IRS tax liability of $77,000.00 and a state tax liability of over $100,000. At the time the client retained our services, the State of Oregon and the IRS were both levying all of our client's bank accounts, but also all of our client's accounts receivable. Furthermore, the IRS had personally incorrectly assessed the owner's ex-wife $35,000 in Trust Fund taxes. When this individual could not pay this amount, the IRS began garnishing her wages. Within weeks, the Associate assigned to this file successfully negotiated the release of all levy action and had the Trust Fund assessment removed from the ex-wife's social security number, and put into an uncollectible status. Simultaneously, we also formalized affordable Installment Agreements with three different Oregon State Taxing Divisions in addition to another Installment Agreement with the IRS. These monthly payments totaled $2,100 on liabilities approximating $179,000.
• The associate assigned to a Louisiana automotive repair shop negotiated $10 per month payments on a state liability of approximately $7,000 and managed to negotiate that the entire federal tax liability of approximately $17,000 be put into Status 53 which means that it is now uncollectible, and the client no longer has to worry about that debt.
• Previous to our engagement, a Hawaii concrete company hired another firm to manage a nagging tax issue, however, this firm was unable to resolve any portion of the outstanding tax issues. The taxpayer decided to handle this issue herself, and established a payment plan with the State. The Internal Revenue Service asserted themselves as a priority claim, and threatened closure of the business unless a payment plan could be reached. Now in need of immediate assistance, she hired Clear Creek. Once retained, we negotiated for the abatement of penalties on the State liability, and renegotiated the State payment plan to accommodate a Tiered Installment Agreement with the Internal Revenue Service. The aggressive Revenue Officer, happy to see immediate progress on the file, instantly agreed to the proposal, and is currently recommending its formalization. Now the client is free from enforced collection, and is making affordable monthly payments in accordance with the company's pro forma financial condition.
• A retail mattress company located in Coeur d'Alene, Idaho retained Clear Creek to manage a federal debt of nearly $60,000, and a Washington State debt of nearly $13,000. Within a few weeks of representation, we negotiated an affordable Installment Agreement with the state. With respect with the IRS liability, we negotiated a Tiered Installment Agreement whereby the payments would increase as the state liability was paid down in addition to arguing that only two periods be assed personally which would be paid in the next few months so that our client's personal credit was not permanently damaged. We are currently negotiating a Penalty Abatement.

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